Our B-SaaS offering in India includes full-fledged software services for the Micro-finance sector. The service is based out of our data centre in Bangalore, India.
The offer includes:
Generic
- Customer prospecting and tracking through CRM
- Single engagement view for customer holdings
- Self help group maintenance and management
- Linkages between individuals and groups
- Linkages between groups and funding bodies if required
Micro - Credit
- Customer prospecting for loans
- Customer inclusion process with integrated biometric data capture
- Clear loan origination and approval process for consumer and housing loans
- Single step and multi-step loan disbursements
- Full life cycle processing of loans
- Multiple-repayment options
- Optional Smart Cards
- Loan tracking and debt management
Micro-Savings
- Customer creation and enrollment with biometric data capture
- Micro savings account
- Collection management for micro savings
- Account operations and statements
Micro Insurance
- Enrollment for insurance
- Data files to insurance companies
- Premium collection management
- Insurance account instructions and management
Transactions
- Cash deposit into account for savings
- Cash withdrawal through branch and smart card
- Loan disbursement through branch in cash and through smart card
- Loan repayment handling in branch in cash and through smart card
Reports
- Operational reports
- Cash transaction report
- Transaction journals
- POS terminal transaction report
- Accounts opened for the day report
- Loan accounts overdue by bucket report
- Collection management report for loans
- Subscription management report for micro savings
- Subscription report for micro insurance
- Commission tracking report for micro insurance
- Management reports
- Profit and loss statement
- Trial balance
- Balance Sheet
- Reporting to Funding bodies
- Reports for funding bodies on fund status and utilization
- Regulatory reports
